To open and apply for a Blocked Account, all you have to do is to go through the questionnaire section to identify what type of service is right for you. To open the questionnaire, please click your preferred option (only Blocked Account or Value Package) on the Expatrio homepage.

You can follow the steps below to apply for your blocked account. 

Step 1: You will be asked about your profession. Please note that there are separate options for a university students (Bachelor, Master, etc.) and a separate option for language students. Please choose the option that fits your particular situation. 

Step 2: You will be asked to enter your age. Please note that the blocked account is currently available only to applicants who are at least 18 years old.

You will also have to indicate whether you are coming to Germany with dependents who also need health insurance. This will affect your eligibility for the health insurance.
 

Step 3: If your profession is student, you will need to indicate the university you will attend. 

Step 4: You would need to indicate:

1. How long you are going to stay in Germany (which will constitute the duration of your Blocked Account) - if you are already in Germany, please simply indicate for how long you need the Blocked Account.
2. What is the monthly Blocked Amount that is required by the German Authority in your city,
3. Whether there is a need for an Additional Basic Sum (that is sometimes required by Foreign Authorities - if this should be applicable in your case, the authority handling your visa request would let you know).

After filling in all the information you will see the calculation for the amount of money you need to transfer. Apart from the Required Blocked Amount, it will include a setup fee of €89 and a €5 monthly service fee.

For students, the presumed annual requirement that must be paid into the blocked account is €11904 per year or €992 per month.

However, if you have already confirmed with your visa-issuing authority that you need to block more or less than €992 per month because of a scholarship or any other reason, you can adjust the amount as per your needs.

If your authority requires you to block a higher monthly amount than what our application flow allows simply submit your application with the available amount and contact us here right away to increase the amount (please choose "Blocked Account Change Request" as category).

Account Buffer: If the sender bank or an intermediary bank charges unexpected fees on your incoming transfer and the amount is less than €100 short, we will use the buffer to cover the difference and you will not have to transfer additional funds. If this does not happen, we will return the buffer with the last monthly deposit from your blocked account into your personal German bank account.

If you only chose to apply for blocked account, you will then see the option to also apply for health insurance. You can skip this step if you don't need it.

Step 5: You will then be directed to the following page where you can see the summary of the products you are about to purchase and our tailored suggestions. 

After confirming the terms and condition. You will move on to the next application flow.

Step 6: Enter your email address to connect your Expatrio products.
Make sure to use a valid, accessible email. It will be used for Expatrio user portal login and all important communication.

Step 7: Confirm your citizenship. Please fill in the nationality shown on your passport. 

Step 8: Confirm your legal name. Please fill in the form with the exact same information that is shown on your passport. 

• Make sure that these details match your passport exactly. 
  
  Tip: if your passport does not differentiate between your first name and last name on the upper section, refer to the MRZ lines at the bottom to be sure; it is built as follows:
  
  P<3 digit country codelast name 1<last name 2 (if any)<<first name 1<first name 2 (if any)<<<<<
  
  Example 1 (first and last name too):
  
  First name: John
  Last name: Doe Jones
  Nationality: Indian
  
  P<INDDOE<JONES<<JOHN<<<<<
  
  Example 2 (first name only):
  
  First name: John
  Last name: [none]
  Nationality: Indian
  
  P<IND<<JOHN<<<<<<<<<<<<<
  
  
  Example 3 (last name only):
  
  First name: [none]
  Last name: Doe
  Nationality: Indian
  
  P<INDDOE<<<<<<<<<<<<<

Step 9: Confirm your birth place and birth date.

Step 10: Confirm your phone number. 

Step11: Provide your current address. 

If you already have your German address, choose 'Yes' and write it down. If not, please choose 'No' and write down your home address, outside Germany.

Step 12: Confirm from which country are you relocating. 

Step 13: Confirm the source of your funds and your tax information.

You need to confirm the information below：

• Where did you get the money for the Blocked Account? 
• Where does your money come from in General? - This refers to the origin of your entire body of wealth (total assets)

Note: Everything that doesn’t fit into any other category for source of wealth and funds can go to Private Means.

• Are you a US（United States) person?

Please check this article if you are unsure. 

• In which country are you a tax resident? 

The country where you have spent at least 6 months as a taxable person in the last calendar year.

• Tax Identification Number

It is a unique number primarily created for you when you are born by your country or when you first register your address in another country. Please contact the local authorities in the tax residence country to learn your TIN.

You may not be able to continue the application process if you do not see the "I don't have a TIN" button, because your country of tax residency automatically assigns a TIN for you. 

If you see the "I don't have a TIN" button, you can continue the blocked account application without giving your TIN. However, please learn your TIN before arriving in Germany. If you do not learn your TIN in your home country, you will not be able to activate and start receiving your monthly payouts from your Blocked Account once you arrive in Germany. 

If you have more queries about TIN, please check this article. 

You can check these articles to learn how you can find or get your TIN:

• How can I find my Tax Identification Number?
• How can I apply for a Tax Identification Number?

Please confirm if your information is correct and accurate.

You are almost there! 

Step 14: You will need to upload a color photo of your passport. All four corners have to be shown, with no information covered or blurred by holograms. The information which you have provided before must be the exact same information that is shown on your passport.

Step 15: Confirm all the data you have provided. 

If you have a referral code, make sure to provide it at this last page and click "Continue"

Step 16: The final step is Terms & Conditions, read them through and mark the boxes on the left side to agree and proceed.

After clicking the "Submit Application" button you will receive an application confirmation email. 

You will be able to initiate a transfer to your blocked account from Expatrio User Portal after successful identification and verification.

* Banking services are provided by our partner UniCredit (Formerly Aion Bank).