For TK, according to the new regulations for the Winter Semester 2020/21, you will now only need to pay from your entry date into Germany, not your semester start date.
In order to request this, we ask that after you have arrived in Germany and have activated your insurance on the Expatrio user portal, you please contact TK directly and send them your flight ticket as proof. We have provided a template for you to send to them:
Due to the coronavirus pandemic, I had to take online classes and only arrived in Germany on ...YOUR ARRIVAL DATE...
I have attached my flight ticket to this email and request that you please only charge me for my insurance from my arrival date in Germany.
Thanks in advance,
Please fill this template in and send it to email@example.com along with your flight ticket. Please note that even if they do not reply to the email, they will have logged your request.
For DR WALTER Private Health Insurance, you will need to activate your insurance as soon as you arrive in Germany. You will then be charged for your Private Health Insurance from your arrival date in Germany.