While the Expatrio Value Package itself is free, the products partly have monthly costs. Let's go step by step:
- Blocked Account:
- Set-up fee of €49. If you activate both the Blocked Account and Insurance, the set-up is free.
- Monthly service fee of €5.
- Current Account:
- Free (monthly fees of €4.90 are waived in the Value Package)
- Incoming Insurance:
- Free (up to 92 days; usually €33)
- Public Health Insurance:
- ~€90 monthly premium
- ISIC card:
- Free (up to 12 months; usually €15)
- Free (up to 12 months; usually €15)
In the end, you even safe money with the Expatrio Value Package (~€230) and do not have to pay for the service itself.