Life happens and you never know when you might need Private Liability Insurance. It seems that every one of us have accidentally cause incident to someone else.
In those cases, no matter whether it is Personenschäden (person damage), Sachschäden (object damage) or Vermögensschäden (wealth damage), your Private Liability Insurance would pay the costs incurred.
Private Liability Insurance is one of the must-haves that German residents are highly recommended to get. ELEMENT introduced a special offer - Private Liability Insurance that is widely available, and what is more, adjustable to your personal profile and needs.
By applying here you can choose the size of your household (whether you live alone, with a partner or partner and children), your age, deductibles (whether you want to pay yourself the damages that are below €250 or you want the insurance to cover all the damages) and the number of previous private liability-related accidents you had in the last 5 years if any.