With private health insurances such as ottonova Study Secure Premium, you need to pay for the treatment yourself first and then submit the invoices to the insurance provider for reimbursement.
Invoices can be easily submitted and reimbursed via the ottonova app* as follows:
- Step 1: start the ottonova app and click on "Submit document"
- Step 2: take a photo of the invoice or upload a photo of your invoice that has already been taken
- Step 3: click on "Submit document" when you have uploaded or photographed all pages of your invoices
- Step 4: get your reimbursement according to your tariff
You can track the processing status of your invoice in your timeline on the app.
* This is an external app (not managed by Expatrio) and the features might change.