In Germany you can apply for a public health insurance if you are:

• Students who are under 30 years can apply. Students 30 or above are not eligible for Public Health Insurance in this case via Expatrio.
• an employee of a German company (including a voluntary internship)

Foreign/International Students

Foreign/International students are required to have a health insurance in Germany as it is needed for enrollment at the university. Students are offered one at a special rate so it is more affordable!

Please note that the public health insurance coverage begins with the semester start date and there might be an insurance gap should you arrive in Germany earlier. We recommend to opt-in for our free incoming travel health insurance during the application process to cover you between your arrival date and semester start date.

This only applies if you are not older than 30 years and studied 14 semesters or less so far.

Students who have completed more than 14 semesters of University or Students over the age of 30

If you already completed more than 14 semesters or if you are a university student over 30 years old you can no longer get student Public Health Insurance rates anymore. At this point, you can either swap to Private Health Insurance like ottonova and pay around €139 per month, or continue with Public and pay around €257 per month.

Can I insure my dependants? 

The biggest advantage of the public health insurance is that you can also insure your dependants at no extra costs! Your spouse, life partner and children can be covered by your insurance. For this your collective income can not exceed a certain level and your dependant(s) will have to live with you in Germany.