This article covers:
- Foreign/International Students
- Can I insure my dependants?
- I have completed over 14 semesters of University. or I am a student over the age 30 years old.
- Techniker Krankenkasse
Foreign/International students are required to join a public health insurance fund in Germany as it is a prerequisite for enrolment. Students are offered at a special rate so it can be affordable!
Please note that the public health insurance coverage begins with the begin of studies and there might be an insurance gap should you be arriving earlier. We recommend purchasing a short-term travel insurance in these cases.
This also only applies if you are no older than 30 and studying 14 semesters or less.
2. Can I insure my dependants?
The biggest advantage is that public health insurance also insures your family at no extra costs! Your spouse, life partner, or children are covered by your insurance, provided among other things that the collective income does not exceed a certain level and that they will be living with you in Germany.
3. Students who have completed more than 14 semesters of University & or Students Over the age of 30.
If you are one of the above, you have the choice to chose between public or private health insurance. Although, you do not get a discounted rate for students under 30.
Note, there are some specifics that could apply to you and may make you not eligible for student health insurance.
Expatrio provides the best and fairest rated health insurance fund, Techniker Krankenkasse(TK).
Techniker Krankenkasse(TK) has the most foreign insurance members and provides Electronic Health Insurance Card for free choice of doctors. When you become an insurance member of TK, you can experience 24/7 English customer service telephone line and TK-Appointment Service will help you make a medical appointment at the right clinic for you free of charge. Moreover, TK offers a Bonusprogramm which accumulates points you earned by attending various check-ups, exercises or events and pays you back with cash or additional service.
You can simply apply via the Expatrio platform just like you did with the Blocked Account.