In this article you can find an overview of the costs coming with the German Bank Account* we offer.
Please note that in case of a discrepancy the prices listed in the T&Cs apply. We will share the T&Cs with you when you apply for the bank account.
All fees as listed are including VAT, if any.
Activity |
Cost |
Account opening |
€0 |
Monthly service fee |
€0 until the Blocked Account is closed €5 if the Blocked Account is closed |
Account closing | €0 |
Account top-up (monthly limit: €20,000) | €0 |
Account statements available through the app | €0 |
Account statements sent by post | not applicable |
Account statements provided through branches |
not applicable |
Digital debit card |
€0 |
Physical debit card |
€10 |
Card delivery - standard |
€0 |
Card delivery - express |
€25 |
ATM withdrawals (domestic and use of cards abroad) |
Free for 3 withdrawals per month. Afterwards, €3/withdrawal |
Internal transfer (to an other bank account powered by Aion Bank) |
€0 |
Domestic transfers (to an other German bank account) |
€0 |
Standard SEPA European payments |
€0 |
Standing order |
€0 |
Instant SEPA European payments to another bank |
€0.5 |
SEPA European Direct Debit |
€0 |
International payments (SWIFT) |
not applicable |
Incoming transfers |
€0 |
Cheques |
not applicable |
Foreign currency conversion and exchange transactions
The standard mark-up on foreign exchange transactions is 2%. The rates used to convert currencies are based on the exchange rates of the international market. Those exchange rates can be found at https://www.bloomberg.com/markets/currencies.
The above will apply in the following cases:
- payments and transactions in foreign (non-EUR) currency
- card payments in foreign (non-EUR) currency
*Banking services are provided by our partner Aion Bank