To initiate a transfer from your Expatrio bank account* to another account please follow the below steps:

1. Go to the Banking tab on your Expatrio app and choose the Transfer Money option at the top.
   
   
   
2. Enter the name and the IBAN of the recipient, then click on Next.
   
3. Enter the amount you want to transfer and the reference text you want the recipient to see, then click on Next.
   
   
   
4. Enter your passcode to confirm the transfer.

Please note that SEPA transfers usually take 1-3 business days to reach the recipient's account, depending partially on the recipient bank's processing times.

Please note:

Your bank account has to be activated for you to be able to initiate a transfer.

You can transfer funds from your bank account to any SEPA (Single Euro Payments Area) country bank account. Please see the step-by-step guide above. 

Transfers within the SEPA (Single European Payment Area) countries are for free, including instant transfers!

If you wish to transfer to a non-SEPA country bank account, we recommend using the services of an international transfer provider. With those, you can transfer the funds to a SEPA country bank account in EUR, and they will forward these funds to you as the final recipient. This way, you can transfer funds from your bank account to the international transfer provider, who can forward them to you as the final recipient.

*Banking services are provided by our partner Aion Bank