What is AT11 document? 

Türkiye and Germany have an agreement for health insurance coverage. If you’re a Turkish citizen and one of your family members is insured under the SGK (Sosyal Güvenlik Kurumu), you may be eligible to receive coverage in Germany with the AT11 document when you want to study in Germany.

To obtain the AT11 document, contact your local SGK office in Türkiye before traveling to Germany.

While the AT11 can be a convenient option, it’s important to note that it often comes with additional paperwork, renewals, and limited coverage compared to German health insurance plans.
 

What insurance options do I have? 

If you prefer a simple, digital, and comprehensive solution, you can use the German private health insurance. Expatrio offers health insurance options like private health insurance by ottonova.
 Ottonova private health insurance is accepted everywhere for your visa, study, residence permit and jobs, wide coverage, and designed with international students’ needs in mind.

You can complete your application online in just a few minutes — no paperwork, no long wait times.

To better understand the differences between the AT11 and German private health insurance, click here to learn more. 

Where can I learn more about Study Secure private health insurance by ottonova?

Our team is happy to help! You can find out more by visiting our website, our Help Center or by sending

us an email at service@expatrio.com.